Get Up to $35 When You Open Your Free Neo Account
Use the referral code Z4M3X8S2 when you sign up or click the link below and get up to a $35 bonus!
Earn $25 with the Neo Mastercard and $10 with the Neo Money Account when you deposit $50.
Why Choose Neo Financial
Neo Financial is a Canadian fintech company focused on building modern, digital-first financial products that are simple, transparent, and rewarding. Unlike traditional banks, Neo Financial offers an app-based experience with no physical branches, allowing it to focus on lower fees, better rewards, and a streamlined user journey.
No-Fee Everyday Banking
Everyday banking with no monthly fees, designed to help you manage spending and deposits without unnecessary costs.
Cashback Rewards
Earn cashback on eligible purchases through Neo credit cards and partner offers, adding value to everyday spending.
High-Interest Savings
Grow your savings with competitive interest rates offered through Neo’s high-interest savings account options.
Secure & Reliable
Neo Everyday and High-Interest Savings accounts are provided by Peoples Bank of Canada, a CDIC member, with eligible deposits insured up to $100,000 per category.
Secured & Unsecured Credit Cards
Choose between secured and unsecured Neo credit cards, making it easier to build or strengthen your credit history.
Canadian-Owned, Canadian-Focused
Neo Financial is a Canadian company focused on delivering modern financial products tailored to Canadians.
How to Get the Bonus
You can earn up to $35 in total bonuses by signing up through a Neo referral link and completing the following steps:
Sign Up Using the Referral Link
Sign up using the referral link (https://neo.cc/refer/Z4M3X8S2&utm_source=referral&utm_channel=customer), then choose the Neo Mastercard and Neo Money account that best fit your needs.
Open an Eligible Neo Mastercard
Open an eligible Neo Mastercard, you can earn $25 in bonus value.
Open a Neo Everyday Account
Open a Neo Everyday account and earn a $10 bonus.
Deposit $50 into Your Everyday Account
Make a minimum deposit of $50 into your Neo Everyday Account to unlock the maximum bonus.
Total Bonus Potential
- $25 for opening an eligible Neo Mastercard
- $10 for opening an Everyday Account and depositing $50
- Up to $35 total
Bonus eligibility and timing are subject to Neo Financial’s terms and conditions.
Frequency Asked Questions
Is the $35 bonus really free? + −
Yes, completely free. You receive $35 credited to your account as soon as your application is approved. No spending required, no catches.
When will I receive my $35 bonus? + −
Bonus timing can vary. In most cases, rewards are applied after the qualifying actions are completed and verified.
What if I forgot to use the referral code? + −
Unfortunately, the referral code must be entered during the application process. It cannot be added retroactively. Make sure to use the link from this page or manually enter Z4M3X8S2 in the referral code field.
Are there monthly fees? + −
Neo Financial offers everyday banking options with no monthly fees. Credit card features and terms may vary by product.
Do I need to make purchases to keep the bonus? + −
No. Once the bonus is added to your account, it is yours. There are no minimum spending requirements to keep it.
I don’t have good credit. Can I still get a Neo credit card? + −
Yes. Neo offers both secured and unsecured credit cards. Secured cards may be available if you are building or improving your credit, subject to approval.
How long does it take to receive my Neo card? + −
You may get access to a virtual card shortly after approval. Physical cards are usually delivered within 7 to 10 business days.
Is my money insured? + −
Yes. Neo Everyday and High-Interest Savings accounts are provided by Peoples Bank of Canada, a CDIC member. Eligible deposits are insured up to $100,000 per category, per depositor.
Ready to earn up to $35 in bonus?
Sign up using the referral link below to unlock your rewards and get started with Neo Financial today.
Join Neo Financial & Claim Your BonusThis website is an independent, individual referral site and is not affiliated with, endorsed by, or operated by Neo Financial Technologies Inc. or any of its official partners.
All trademarks, logos, and brand names belong to their respective owners. Referral bonuses, eligibility requirements, and terms are determined solely by Neo Financial and may change at any time. Please review the official Neo Financial website for the most up-to-date information.